Fair Lending

The stakes are especially high whenever a provider of consumer credit faces a fair lending investigation. Our regulatory lawyers and litigators have pooled their knowledge and skills to help clients respond to new legal requirements and claims of violations.

Accusations that an institution's policies or practices were discriminatory can do lasting damage to a company's reputation. When the U.S. Justice Department and federal and state regulators increased their focus on fair lending, Ballard Spahr responded by assembling a team of attorneys with the skill and experience needed to handle the full range of fair lending issues.

Our Fair Lending Team brings together regulatory attorneys who deal with fair lending compliance, litigators who defend against claims of fair lending violations, and employment attorneys who understand the statistical analyses that underlie fair lending assessments and discrimination claims.

The team monitors how fair lending issues are proceeding both in the courts and before the regulatory agencies, as well as the enforcement actions of both federal and state agencies. Our attorneys provide thoughtful advice on the preventive measures that can be taken to minimize risk, and are prepared to perform in-depth fair lending risk assessments and defend our clients if an investigation begins or a suit is filed.