The CFPB Final Rule on Prepaid Accounts: Implementation Delays, Compliance Challenges, and Market Expectations

This time last year, the CFPB released its final rule on Prepaid Accounts. With implementation now expected in April 2018, the industry has grappled with key definitions, terminologies, and compliance costs and sought clarifications on some of the Rule's more controversial aspects, such as overdraft protection, mobile wallets, and long form v. short form notices. This panel will provide clarity on various parts of the Rule and examine key points of controversy.

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