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Professor Zywicki shares his views on the current trend of denying access to financial services to politically-disfavored industries or based on political views, whether through the actions of banking regulators, most notably Operation Choke Point, or actions taken by banks on their own initiative. We discuss the appropriateness of possible responses to these tactics, such as the OCC’s final fair access rule that did not become effective due to the change in Administrations. Professor Zywicki, who chaired the CFPB’s Taskforce on Federal Consumer Financial Law, also shares his reaction to the settlement of the lawsuit challenging the Taskforce’s creation and its impact on the Taskforce’s recommendations in its report.
Alan Kaplinsky, Ballard Spahr Senior Counsel, hosts the conversation.
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