Professional Activities
American Bar Association, Vice Chair, Electronic Financial Services Subcommittee, 2012-2018
Ballard Spahr Strategic Planning Committee, 2017-present
Recognition & Accomplishments
Elected as a Fellow to the American College of Consumer Financial Services Lawyers, 2019
Chambers USA: America's Leading Lawyers for Business, leading practice in banking and finance: financial services regulation: consumer finance (compliance), national ranking, 2017; and "Up and Coming" banking and finance: mainly regulatory (Pennsylvania), 2012-2018
The Legal 500 US, Finance - Financial Services: Regulatory, Next Generation Lawyer, 2017-2018
Recent Publications
"Employers: No Time Like the Present to Scrutinize Background Check Forms," Ballard Spahr alert, February 7, 2019
"CFPB Proposes Revisions to Final Payday/Auto Title/High-Rate Installment Loan Rule," Ballard Spahr alert, February 7, 2019
"Ninth Circuit Accepts Broad Definition of ATDS," Ballard Spahr alert, September 21, 2018
"California on the Verge of Requiring Commercial Finance Disclosures," Ballard Spahr alert, September 6, 2018
"TCPA's Definition of Autodialer Restricted to Equipment's Current Functions, Second Circuit Holds," Ballard Spahr alert, July 5, 2018
"Third Circuit Refuses to Apply TCPA Autodialer Limits Based on System's Potential Capacity," Ballard Spahr alert, June 28, 2018
"Oral Revocation of TCPA Consent Ineffective Where Agreement Required Written Notice, Court Rules," Ballard Spahr alert, May 15, 2018
"D.C. Circuit TCPA Decision Gives Industry Partial Victory But No Certainty," Ballard Spahr alert, March 20, 2018
"CFPB Issues Final Payday/Auto Title/High-Rate Installment Loan Rule," Ballard Spahr alert, October 6, 2017
"Second Circuit Holds That TCPA Does Not Permit Unilateral Revocation of Consent Obtained Contractually," Ballard Spahr alert, June 28, 2017
"FCC Cannot Require Opt-Out Notice on 'Solicited' Fax Ads, D.C. Circuit Holds," Ballard Spahr alert, April 5, 2017
"OCC Issues Draft Licensing Supplement for Fintech Companies Seeking National Bank Charters," Ballard Spahr alert, March 24, 2017
"Lawmaker Seeks CFPB Fair Lending Investigation of Fintech Small Business Lenders," Ballard Spahr alert, March 16, 2017
"Ninth Circuit to Decide Key TCPA Insurance Issue," Ballard Spahr alert, February 22, 2017
"NY Licensing Proposal Threatens New Burdens on Financial Services Providers," Ballard Spahr alert, February 14, 2017
"Letter Warning of Lien Recordation Subject to FDCPA, Ninth Circuit Holds," Ballard Spahr alert, January 26, 2017
"OCC Addresses Concerns on Issuance of National Bank Charters to Fintech Companies," Ballard Spahr alert, January 6, 2017
"Tribal Sovereign Immunity Not a Bar to Payday Lending Enforcement Action," Ballard Spahr alert, January 4, 2017
Recent Speaking Engagements
"California's Regulation of Commercial Finance: The Impact of SB 1235 and Its Implementing Regulations," Ballard Spahr webinar, January 3, 2019
"Payroll Cards: Making it Work," Ballard Spahr webinar, December 12, 2018
"Season Ticket Payment Plans: Federal and State Consumer Protection Considerations," In-House Counsel CLE, November 30, 2018
"Data Aggregation Services: What Are They? What Issues Do They Implicate? How Can They Be Used To Help With Reg. OO Compliance?" Short-Term Loan Bar Association Annual Meeting, November 12, 2018
"Small Business Financing Regulatory Briefing," Small Business Finance Association, November 1, 2018
"Asset Accounts: Payments, Regulation E, Prepaid Cards," Ninth Annual National Institute on Consumer Financial Services Basics, October 11, 2018
"Open Banking: Advantages and Challenges. What Can U.S. Markets Learn From Open Banking Developments in Europe?" ABA Consumer Financial Services Committee Meeting, September 13, 2018
"Important State Law Developments for Small-Dollar Lenders," Ballard Spahr webinar, September 5, 2018
"The Use of Data Aggregation in the Consumer Financial Services Industry," Ballard Spahr webinar, August 2, 2018
"Artificial Intelligence in the Consumer Financial Services Industry," Ballard Spahr webinar, July 11, 2018
"Fintech and Marketplace Lending: Is it Really the Wild, Wild West?" Ballard Spahr webinar, June 6, 2018
"The D.C. Circuit's Long-Awaited TCPA Decision: Litigation and Compliance Strategies," Ballard Spahr webinar, April 3, 2018
"Q1 2018 Regulatory Update – A Brave New World?" Client Executive Meeting, March 7, 2018
"Introduction to Merchant Cash Advances," In-House Counsel CLE, November 30, 2017
"Key Non-ATR Features of the CFPB Payday Rule," Short-Term Loan Bar Association Annual Meeting, November 14, 2017
"First Takes on the CFPB Small Dollar Rule: What It Means for You," Ballard Spahr webinar, November 9, 2017
"CFSA Webinar - CFPB Small Dollar Rule - What it Means for You," Ballard Spahr webinar, October 24, 2017
"Asset Accounts: Payments, Regulation E, Prepaid Cards," Eighth Annual National Institute on Consumer Financial Services Basics, October 20, 2017
"Fair Lending Update – What's Happening Around the Industry," Ballard Spahr webinar, September 26, 2017
"Training on the Fair Credit Reporting Act," In-House Counsel CLE, September 21, 2017
"Alternative Credit Risk Scoring Models," ABA Banking Law Section Meeting, September 14, 2017
"Evolving Regulation of Small Business Lending: What You Need to Know," Ballard Spahr webinar, July 11, 2017
"Regulatory Implications for the Use of Social Media in Online Marketing," Conference on Consumer Finance Law, May 16, 2017
"The CFPB's Consumer Credit Card Market RFI and Other Important Recent Credit Card Developments," Ballard Spahr webinar, April 13, 2017
"Legal Issues in Marketing Consumer Credit Products," In-House Counsel CLE, January 30, 2017
"Big Data and Computer Learning – Lots of Opportunity and Lots of Legal Risk," Ballard Spahr webinar, January 17, 2017
"Why Can't We Have a One-Click, Hyperlinked Disclosure Consent Process Like Everyone Else?" ABA Consumer Financial Services Committee Meeting, January 14, 2017
Community Activities
Lector at Our Mother of Consolation Parish, Philadelphia