Christopher J. Fritz

Senior Counsel
Tel 410.528.5584
Fax 410.528.5650

Christopher J. Fritz is a member of Ballard Spahr’s Real Estate Department. His practice involves a mixture of commercial finance work, real estate purchase and sales transactions, loan workouts and restructurings, advice on recordation and transfer taxes, and other general real estate-related transactions. Chris routinely represents lenders and borrowers in complex real estate financing transactions in a variety of industries. In addition to real estate projects, he represents lenders and borrowers in asset-based loan transactions and he has extensive experience in loan workouts, restructurings, deed-in-lieu transactions, and receiverships.

Chris has extensive experience in the following types of commercial financing transactions:

  • Term loans
  • Revolving credits
  • Acquisition loans
  • Construction loans
  • Syndicated credits
  • Receivable lines
  • Agency lending (Fannie Mae, Freddie Mac)
  • Development loans
  • Demand loan facilities
  • Participations
  • Loan purchase and sales
  • Leasehold financing

Chris has worked on commercial sales and loan transactions in the following market segments:

  • Affordable housing
  • Multifamily
  • Hotels and restaurants
  • Retail
  • Office
  • Warehouse
  • Biotech
  • Senior housing
  • Nursing homes
  • Assisted living facilities
  • Student housing 

Representative Matters

  • Counsel to agent for syndicated loan pool covering development of large campus-style retirement communities in multiple jurisdictions over 10-year period
  • Multi-jurisdiction acquisition and construction lending transactions for biotech borrower over five-year period
  • Counsel to syndicated bank groups in large financing for national law firm
  • Represented nationwide commercial mortgage lender in loan transactions for nursing homes, assisted living, and continuing care retirement communities across U.S. over 10-year period
  • Routinely represent multifamily operator in agency financing transactions with Fannie Mae and Freddie Mac
  • Counsel to owner in financing for premier waterfront hospitality property in Baltimore, Maryland
  • Represented biotech company in loan assumption and modification transactions for portfolio of loans as part of merger transaction with REIT
  • Counsel to life company lender in refinancing of large downtown open air shopping mall

Professional Activities

Maryland Bar Association

Bar Association of Baltimore City

Recognition & Accomplishments

The Best Lawyers in America, real estate law, 2009-2018

The Legal 500 US, real estate and construction – real estate, 2012

Board Memberships

Action Africa, Washington, D.C.

Franciscan Youth Center, Baltimore

Maryland Legal Services Corporation
Past board member (1989-1998)

Georgetown University Law Center (J.D. 1980, cum laude)

University of Maryland (B.A. 1977, cum laude)